Choosing a cruise isn’t just about the itinerary or the ship size – your overall experience can be dramatically shaped by the cruise dining options on board. From casual buffets and main dining rooms to white-tablecloth speciality venues and 24/7 room service, each cruise line – and each “star level” – offers something different.
This guide compares dining on 3, 4 and 5 star cruise ships or what the cruise industry typically refers to as budget, premium, and luxury cruise lines. We will look at premium lines popular with senior travellers (Viking, Regent, Saga) versus more family‑ and mainstream‑oriented brands (Disney, Carnival and similar). You’ll learn what’s usually included in the base fare, how speciality restaurants work, what to expect from room service, and how dining reservations are handled.
If you’d like a broader overview of how different cruise lines operate worldwide, the Cruise Lines International Association (CLIA) provides industry‑level information on cruise standards, ship types and guest experience.
Understanding Cruise Dining Options by “Star” Level
3 Star Cruise Lines (e.g., Carnival, many mass‑market brands)
On typical 3 star or mass‑market cruises:
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Included in base fare:
- Main dining room (MDR) with set or flexible seating
- Large buffet restaurant for breakfast, lunch, and dinner
- Some grab‑and‑go venues (pizza, burgers, deli counters)
- Basic non‑alcoholic drinks at meals (water, coffee, tea; sometimes juices at breakfast)
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Extra cost options:
- Speciality restaurants (steakhouses, seafood, Italian, etc.)
- Premium coffee bars and branded cafés
- Room service (sometimes free late at night, sometimes with a delivery fee or à la carte pricing)
These ships emphasise choice and volume: plenty of food, lots of variety, but a mix of included and extra‑fee venues.
4 Star Cruise Lines (e.g., Disney, some premium mainstream lines)
4 star lines raise the quality and theming:
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Included in base fare:
- Main dining rooms with more elaborate menus
- Rotational dining concepts (e.g., Disney Cruise Line’s themed restaurants where your servers follow you)
- Enhanced buffet and family‑friendly venues
- More premium presentation and service than typical 3-star lines
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Extra cost options:
- Upscale speciality dining (adults‑only fine dining, chef’s tables)
- Branded coffee, smoothies, and dessert bars
- Some room service items may carry a fee or gratuity
You’re paying for better décor, service and themed experiences, especially on family‑focused brands like Disney.
5 Star Cruise Lines (e.g., Viking, Regent, Saga)
5 star and luxury lines focus on quality, not quantity, and often include much more in the fare:
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Included in base fare (typically):
- Multiple sit‑down restaurants with no extra cover charge
- High‑quality buffet that feels more like a casual restaurant
- Pool grill and alternative venues with elevated menus
- Many alcoholic and non‑alcoholic drinks (especially on ultra‑luxury brands like Regent)
- Room service, often 24 hours and included
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Extra cost options:
- Occasionally a very high‑end or chef’s table venue
- Premium or rare wines and spirits
- Some special culinary experiences (e.g., exclusive wine‑pairing dinners)
For senior travellers who value comfort, quiet and service, these lines offer a more inclusive and less “nickel‑and‑dimed” dining experience.
What’s Included in the Base Fare?
Main Dining Rooms and Buffets
On almost all cruise lines, your main dining room and buffet are included in the base fare:
- 3 star (Carnival and similar):
- Large MDRs with multi‑course dinners and changing menus
- Buffets with plenty of choice but a more casual feel
- 4 star (Disney and similar):
- Themed MDRs with higher‑end menus and more polished service
- Buffets that feel more curated, plus family‑friendly casual venues
- 5 star (Viking, Regent, Saga):
- Multiple restaurants that would count as “speciality” on other lines, but are often all included
- Buffets with made‑to‑order stations and high‑quality ingredients
Casual and Poolside Dining
Most ships provide casual dining that’s also included:
- Burgers, hot dogs, pizza, salads, and sandwiches
- Afternoon tea is particularly common on more traditional or British‑influenced lines like Saga, often included and with a refined presentation.
- Pool grills on premium lines (e.g., Viking, Regent) may serve freshly prepared seafood, steaks or gourmet burgers with less of the “fast food” vibe.
How Speciality Restaurants Work on Different Cruise Lines
Speciality Dining on 3 & 4-Star Lines (Carnival, Disney, etc.)
On mainstream and family‑oriented ships:
- Speciality restaurants usually charge:
- A fixed cover charge (e.g., steakhouse, Italian, teppanyaki)
- Or à la carte pricing, similar to a land‑based restaurant
- Popular venues can sell out quickly, so reservations are highly recommended.
- Some lines offer dining packages that pre‑bundle several speciality dinners at a discount.
Carnival and similar mass‑market lines:
- Often feature steakhouses, seafood restaurants and speciality dessert or coffee venues.
- The main dining and buffet offer solid value, but for a finer experience, you usually pay extra.
Disney Cruise Line:
- Offers adult‑only dining venues such as Palo or Remy (depending on the ship), which require a cover charge.
- These are popular with couples and food lovers who want a quieter, more refined meal away from the family bustle.
Speciality Dining on 5-Star Lines (Viking, Regent, Saga)
On premium and luxury lines, the picture is quite different:
- Viking (Ocean Cruises):
- Many speciality‑style venues (e.g., Italian, Chef’s Table concepts) are included in the fare.
- However, reservations are limited, and not all guests can dine there every night.
- Access to advance reservations is often allocated by stateroom category:
- Higher‑category suites are typically allowed to book speciality restaurants earlier and for more nights.
- Lower‑category cabins may have shorter booking windows and fewer guaranteed reservations.
- Regent Seven Seas:
- Frequently described as “ultra‑all‑inclusive.”
- Speciality dining is typically included with no extra cover.
- Guests may still need reservations for popular venues, but there’s no added fee.
- Saga Cruises (for 50+ travellers):
- Focus on traditional, relaxed, high‑quality dining.
- Certain alternative restaurants may require reservations, but often remain included rather than extra‑fee.
- The atmosphere is generally calmer and more formal, suited to senior travellers.
In summary, 3 and 4-star lines tend to treat speciality dining as a paid upgrade, whereas 5-star lines often include speciality venues in the base fare but control access through reservations and cabin category.
Room Service: Included or Extra?
Carnival, Disney and Similar Lines
Room service policies can be quite varied:
- Carnival and other 3-star brands:
- Basic items may be free during limited hours, but many lines have shifted to per‑item or per‑delivery fees.
- Late‑night orders often carry a surcharge.
- Disney Cruise Line:
- Traditionally known for complimentary room service on many sailings, but some premium items (e.g., speciality snacks, drinks) may incur a charge or gratuity.
- Policies can change, so checking your specific ship and itinerary details is essential.
Viking, Regent and Saga
Premium lines typically offer a more generous approach:
- Viking Ocean Cruises:
- Room service is typically included and available 24/7.
- You can enjoy full meals in your stateroom, which is particularly appreciated by senior travellers or anyone who prefers a quiet evening.
- Viking River Cruises:
- A key subtle difference: room service is generally not included or may not be available in the same way as on Viking’s ocean ships.
- River vessels are smaller, with fewer venues and a more intimate schedule, so guests are encouraged to dine in the restaurant.
- Regent Seven Seas:
- Known for offering complimentary room service, often including full dining‑room menus during meal times.
- You can have a fine‑dining dinner set up course by course in your suite.
- Saga Cruises:
- Typically provides included room service, especially in higher‑grade cabins, with continental breakfast and light meals often available at no extra charge.
For travellers, especially seniors or those with mobility concerns, these differences are important when choosing a line.
Cruise Dining Options: Reservations and How They’re Allocated
Reservation Systems on Viking and Premium Lines
On Viking Ocean Cruises, reservations for included speciality restaurants are:
- Required for most speciality venues due to limited seating.
- Allocated based on stateroom category:
- Higher categories (e.g., suites) get:
- Earlier access to the reservation system.
- More guaranteed dinners in speciality venues.
- Standard cabins get:
- Shorter booking windows.
- Fewer guaranteed speciality nights, but may still secure extra bookings if space allows.
- Higher categories (e.g., suites) get:
This tiered reservation system ensures that guests in higher‑priced cabins enjoy added value and priority access.
Regent and Saga may also prioritise suite‑level guests for the most in‑demand venues, although their all‑inclusive or semi‑inclusive nature means fewer overt “paywalls” than mainstream lines.
Reservations on Disney, Carnival and Other Mainstream Lines
On Disney, Carnival and similar lines:
- Speciality dining reservations are usually open to all guests, but:
- Suite guests or loyalty‑tier members may receive early access to the booking window.
- Popular venues and prime times (like early evening) can sell out quickly.
- Main dining room seating (early or late) is typically chosen at booking or assigned, with some lines offering flexible “anytime dining” that still benefits from pre‑booking or daily reservations.
For any cruise line, booking dining as soon as your cruise planner opens is wise, especially if you favour certain times or restaurants.
Frequently Asked Questions About Cruise Dining
Q1. Are all meals included in my cruise fare?
Generally, most meals in the main dining room and buffet are included on all cruise lines. However:
- On 3 and 4-star lines, you’ll usually pay extra for:
- Speciality restaurants
- Certain cafés, premium desserts and branded venues
- On 5 star and ultra‑luxury lines like Regent and Viking, more venues are included in the fare, and there are fewer surprise extras, though some top‑end experiences or premium beverages can still cost more.
Q2. Is room service free on cruises?
It depends on the cruise line:
- Often free or mostly included:
- Viking Ocean, Regent, Saga, many luxury and premium lines
- Partially free or fee‑based:
- Carnival and other mass‑market brands may charge per item or per delivery, especially for late‑night orders.
- Special note for Viking:
- Ocean ships: room service typically included.
- River ships: room service is generally not offered the same way, so don’t assume the ocean policy carries over.
Always check the latest policy for your specific ship and itinerary.
Q3. How far in advance should I book speciality restaurants?
- For mainstream lines (Carnival, Disney and similar):
- Book as soon as your cruise planner opens, especially for popular nights at sea.
- Prime times (around 6–8 pm) fill up quickly.
- For Viking, Regent, Saga, and other premium brands:
- If your line uses stateroom‑category‑based access, higher cabin grades get earlier booking windows.
- Even if more is included, reservations are still essential because venues are smaller and more intimate.
Q4. Which cruise lines are best for seniors who care about dining?
For senior travellers who value a calm atmosphere, high‑quality food and fewer extra charges:
- Viking (especially ocean): strong focus on destination‑driven dining, included speciality venues and a quiet, adult‑focused environment.
- Regent Seven Seas: ultra‑inclusive, with high service levels and fine dining throughout the ship.
- Saga Cruises: designed specifically for older travellers (typically 50+), offering traditional, relaxed and refined dining with strong service.
Mainstream lines like Disney and Carnival can still be enjoyable, but they cater more to families and a lively atmosphere, with more extra‑fee venues and a busier overall environment.
See our other cruise planning guides here

